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DRAWDOWNS

The OKLO financial model has historically performed well during periods of market turmoil.

In the time span since model inception on September 4th, 2001, there have been three time intervals during which the stock market (as measured by the Wilshire 5000 Total Market Index) has declined by more than 10%. In the following charts, we show the performance of the OKLO financial model during these three periods. In each case, OKLO has experienced drawdowns of 4% or less, and has returned more rapidly to positive territory.

While past performance is not necessarily indicative of future performance, we believe that the quantitative diversification strategy employed by OKLO allows us to be well positioned to weather periods of extended market volatility.

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Performance results represent estimated results for the strategy managed by OKLO financial, LLC. (“OKLO”) during the corresponding time periods. The performance results reflect the reinvestment of dividends and other account earnings, and are net of estimated applicable account transaction and custodial charges, and OKLO’s investment management fee.

Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that future performance will be profitable, or equal either the performance results reflected or any corresponding historical index. The historical index performance results are provided exclusively for comparison purposes only, so as to provide general comparative information to assist an individual participant or prospective participant in determining whether the performance of a OKLO portfolio meets, or continues to meet, his/her investment objective(s). A corresponding description of the comparative indices are available from OKLO upon request. It should not be assumed that any OKLO portfolio will correspond directly to any such comparative index. The OKLO performance results and the comparative indices do not reflect any corresponding impact of taxes on investment returns for non-qualified retirement accounts.

Please Note: the composite performance results reflected may not be reflective of any specific OKLO client portfolio. For reasons including variances in portfolio account holdings, variances in the OKLO advisory fee incurred, market fluctuation, the date on which a client engaged OKLO’s services, and any account contributions or withdrawals, the performance of a specific client’s account may have varied substantially from the indicated composite results.

In the event that there has been a change in a client’s investment objectives or financial situation, he/she/it is encouraged to advise OKLO immediately. Different types of investments and/or investment strategies involve varying levels of risk, and there can be no assurance that any specific investment or investment strategy (including the investments purchased and/or investment strategies devised or undertaken by OKLO) will be either suitable or profitable for a client’s or prospective client’s portfolio. In addition, the holdings depicted are as of specific date, and are subject to change without notice. Accordingly, no client or prospective client should assume that any such individual securities are appropriate for his/her portfolio, or serve as the receipt of, or a substitute for, personalized advice from OKLO, or from any other investment professional. All performance results have been compiled solely by OKLO, are unaudited, and have not been independently verified. OKLO also maintains all information supporting the performance results in accordance with regulatory requirements.

 

Copyright 2007 OKLO financial. All rights reserved.

The OKLO Core Investment Program is not FDIC insured, not guaranteed by any bank and may lose value.